Florida Homebuyer True Monthly Cost Calculator

A $3,000 mortgage does NOT necessarily mean a $3,000 house payment—especially in Florida.

This calculator helps buyers estimate the real monthly cost of owning a Florida home beyond the mortgage itself.

Account for:

• Mortgage principal & interest
• Property taxes
• Homeowners insurance
• HOA
• PMI
• Flood insurance
• Other recurring housing expenses
• Total monthly housing cost

Change the home price, down payment, interest rate and other assumptions to compare scenarios before making an offer.

Includes English + Spanish.

Perfect for: Florida homebuyers, first-time buyers, families relocating to Florida, and buyers comparing homes with different HOA and insurance costs.

Estimates only. Insurance, taxes, lender requirements and other costs vary by property.

DIGITAL DOWNLOAD

✓ Instant digital product
✓ Microsoft Excel (.xlsx)
✓ Editable and reusable
✓ No subscription required
✓ English + Spanish where indicated
✓ Use again whenever your situation changes

Please note: This is a digital product. No physical item will be shipped. Because digital files are delivered electronically, review the product description carefully before purchasing.