Terms of service

CLARITYNEST DIGITAL

OVERVIEW

Welcome to ClarityNest Digital! The terms "we," "us," and "our" refer to ClarityNest Digital.

ClarityNest Digital operates this store and website, including all related information, content, features, tools, digital products, and services in order to provide you, the customer, with a curated shopping experience (the "Services"). ClarityNest Digital is powered by Shopify, which enables us to provide the Services to you.

These terms and conditions, together with any policies referenced herein (these "Terms of Service" or "Terms"), describe your rights and responsibilities when you use the Services.

Please read these Terms of Service carefully, as they include important information about your legal rights and cover areas such as warranty disclaimers, limitations of liability, digital-product licensing, and restrictions on redistribution.

By visiting, interacting with, purchasing from, or otherwise using our Services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these Terms of Service or our Privacy Policy, you should not use or access the Services.

SECTION 1 — ACCESS AND ACCOUNT

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state, province, or jurisdiction of residence, or that you have obtained any consent required by applicable law.

To use the Services, including browsing our online store or purchasing our products, you may be asked to provide certain information, such as your name, email address, billing information, and payment information.

You represent and warrant that the information you provide is accurate, current, and complete and that you have all rights necessary to provide this information.

You are solely responsible for maintaining the security of your account credentials and for activity conducted through your account. You may not transfer, sell, assign, or license your account to another person.

SECTION 2 — OUR DIGITAL PRODUCTS

ClarityNest Digital offers digital products, including downloadable spreadsheets, calculators, planners, trackers, organizers, templates, bundles, and related digital resources.

No physical product will be shipped unless expressly stated otherwise on the applicable product page.

We make reasonable efforts to accurately describe and represent our products.

Product images, mockups, promotional graphics, colors, screenshots, and visual previews may differ from the actual downloadable files due to device displays, software versions, updates, or presentation purposes.

The digital files specifically identified in the applicable product description constitute the product being purchased.

Product functionality may depend on compatible software. Unless otherwise stated, our spreadsheet products are primarily designed for Microsoft Excel (.xlsx).

Features, formulas, formatting, charts, data validation, dashboards, or other functionality may display or operate differently when files are opened using other spreadsheet applications.

Product descriptions, features, prices, availability, included files, and supported languages may be changed or discontinued at any time, subject to applicable law.

SECTION 3 — ORDERS

When you place an order, you are making an offer to purchase. ClarityNest Digital reserves the right to accept or decline an order as permitted by applicable law.

Your order is not accepted until payment has been successfully processed and your order has been confirmed.

Please review your order carefully before submitting it. Because our products are digital, access to downloadable files may be provided shortly after successful payment.

Once a digital product has been delivered or accessed, cancellation or refund options may be limited as described in our Refund Policy and subject to applicable consumer-protection laws.

If we decline, modify, or cancel an order, we may attempt to notify you using the email address, billing information, or other contact information provided with the order.

Purchases are subject to our Refund Policy.

Your purchase grants you the limited license described in Section 6 and does not transfer ownership of the underlying intellectual property.

SECTION 4 — PRICES, TAXES AND BILLING

Prices, discounts, and promotions are subject to change without notice.

The price charged for a product will be the price in effect when the order is placed and will be reflected in your order confirmation.

Applicable taxes may be added depending on your location and applicable law. Because our products are delivered digitally, no shipping charges apply unless expressly stated otherwise.

We may offer promotions that are subject to additional terms and conditions. If promotional terms conflict with these Terms, the terms applicable to the promotion will govern with respect to that promotion.

You agree to provide current, complete, and accurate purchase, payment, and account information.

You represent and warrant that payment information provided by you is accurate and that you are authorized to use the payment method submitted for your purchase.

SECTION 5 — DIGITAL DELIVERY

Our products are digital and no physical item will be shipped unless expressly stated otherwise.

After successful payment, customers will generally receive access to their purchased digital files through the download method provided at checkout, on the order-confirmation page, by email, or through another delivery method identified by the Services.

Customers are responsible for providing an accurate email address and maintaining access to the device, internet connection, and compatible software necessary to download and use their purchases.

If you complete a purchase but do not receive access to your digital product, receive an incorrect file, or experience a technical problem with your download, please contact:

support@claritynestdigital.com

Please include your order information and a description of the problem.

We will make reasonable efforts to restore access, correct the issue, or provide a replacement copy of the purchased file.

SECTION 6 — INTELLECTUAL PROPERTY AND DIGITAL PRODUCT LICENSE

All content made available through ClarityNest Digital, including our website, trademarks, logos, product names, text, graphics, designs, spreadsheets, calculators, planners, trackers, organizers, templates, formulas, layouts, dashboards, documentation, and downloadable files, is owned by or licensed to ClarityNest Digital and is protected by applicable intellectual-property laws.

When you purchase a ClarityNest Digital product, you receive a limited, non-exclusive, non-transferable license for personal or household use, unless the applicable product description expressly states otherwise.

You may download, save, edit, print where applicable, and use purchased files for your own personal or household purposes.

Unless you receive prior written permission from ClarityNest Digital, you may not:

Resell or redistribute purchased files, whether modified or unmodified.
Share purchased files publicly or with unauthorized third parties.
Upload purchased files to file-sharing websites or services.
Upload or distribute purchased files through marketplaces or template websites.
Sell, sublicense, rent, license, or commercially distribute copies of our products.
Claim our products, original designs, layouts, or content as your own.
Remove copyright or proprietary notices where present.
Use purchased files to create substantially identical products for resale or commercial distribution.
Make purchased files publicly available for free or paid download.

Purchase of a digital product does not transfer copyright, trademark rights, or ownership of the underlying product or intellectual property.

All rights not expressly granted are reserved by ClarityNest Digital.

SECTION 7 — OPTIONAL TOOLS

You may be provided with access to tools offered by third parties as part of the Services that we do not monitor and over which we may have limited or no control.

You acknowledge and agree that access to such tools may be provided "as is" and "as available" without warranties, representations, or conditions of any kind from ClarityNest Digital regarding the third-party tool.

Your use of optional third-party tools is at your own risk and discretion. You should review and understand the terms and policies applicable to those third-party services.

We may offer additional features, tools, or resources in the future. Unless otherwise stated, those features will also be considered part of the Services and subject to these Terms.

SECTION 8 — THIRD-PARTY LINKS

The Services may contain materials, references, or hyperlinks to websites provided or operated by third parties.

We are not responsible for examining or evaluating the accuracy, content, policies, availability, or practices of third-party websites.

If you leave our Services to access a third-party website, you do so at your own discretion and risk.

We are not responsible for damages arising from your use of third-party websites, products, services, resources, or content.

Please review the applicable third party's policies and terms before entering into a transaction or providing personal information.

SECTION 9 — RELATIONSHIP WITH SHOPIFY

ClarityNest Digital is powered by Shopify, which enables us to provide the Services to you. However, any sales and purchases you make in our Store are made directly with ClarityNest Digital.

By using the Services, you acknowledge and agree that Shopify is not responsible for any aspect of any sales between you and ClarityNest Digital, including any injury, damage, or loss resulting from purchased products and services.

You hereby expressly release Shopify and its affiliates from all claims, damages, and liabilities arising from or related to your purchases and transactions with ClarityNest Digital.

SECTION 10 — PRIVACY POLICY

Personal information collected through the Services is handled in accordance with our Privacy Policy.

Certain personal information may also be processed by Shopify and other service providers used to operate our store, process payments, provide digital downloads, perform analytics, prevent fraud, or otherwise provide the Services.

Because the Services are hosted by Shopify, Shopify may collect and process information regarding your access to and use of the Services in accordance with its applicable privacy practices.

Please review our Privacy Policy for additional information about how personal information is collected, used, and disclosed.

SECTION 11 — FEEDBACK

If you submit, upload, post, email, or otherwise provide ideas, suggestions, feedback, reviews, proposals, or other content ("Feedback"), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, distribute, display, and adapt that Feedback for purposes including operating, evaluating, improving, and promoting the Services, subject to applicable law.

You represent that you have the rights necessary to provide such Feedback and that it does not violate applicable law or the rights of another person.

You remain responsible for the accuracy and legality of Feedback you submit.

SECTION 12 — ERRORS, INACCURACIES AND OMISSIONS

Occasionally, information available through the Services may contain typographical errors, inaccuracies, or omissions relating to product descriptions, features, pricing, promotions, availability, or other information.

We reserve the right, subject to applicable law, to correct errors, inaccuracies, or omissions and to update information.

If an error materially affects an order you have already placed, we will address the matter consistent with applicable law and our policies.

SECTION 13 — PROHIBITED USES

You may access and use the Services only for lawful purposes.

You may not use the Services to:

Violate applicable laws or regulations.
Infringe our intellectual-property rights or the rights of others.
Transmit malicious software or code.
Obtain unauthorized access to accounts, systems, or data.
Harass, threaten, defame, or unlawfully harm another person.
Transmit intentionally false or misleading information.
Collect personal information unlawfully.
Spam, phish, scrape, or otherwise misuse the Services.
Circumvent security or access restrictions.
Reproduce, resell, redistribute, or commercially exploit our digital products except as expressly permitted by these Terms.

We reserve the right to suspend or terminate access to the Services when we reasonably determine that these Terms have been violated.

SECTION 14 — AGENTS AND AUTOMATED ACCESS

If automated software, artificial-intelligence agents, bots, or similar systems access the Services, such access must comply with applicable laws, these Terms, and any technical restrictions or instructions made available through the Services.

Automated systems may not circumvent CAPTCHAs, authentication requirements, access restrictions, security measures, robot exclusion mechanisms, or other technical measures intended to control automated access.

We reserve the right to restrict or prevent automated access to the Services where reasonably necessary to protect our Services, customers, intellectual property, or systems.

SECTION 15 — TERMINATION

We may suspend or terminate access to the Services as permitted by applicable law if you violate these Terms or misuse the Services.

Termination does not eliminate obligations incurred before termination.

Provisions concerning intellectual property, licenses, disclaimers, limitations of liability, indemnification, governing law, and other provisions that by their nature should survive termination will continue to apply.

SECTION 16 — FINANCIAL AND IMMIGRATION DISCLAIMER

Financial Tools

ClarityNest Digital's budgeting, debt, mortgage, homebuying, investment, retirement, college-savings, cost-of-living, and other financial products are provided solely for informational, educational, and personal planning purposes.

ClarityNest Digital does not provide financial, investment, tax, accounting, mortgage, insurance, or legal advice.

Calculations, projections, estimates, affordability indicators, investment-growth scenarios, retirement projections, mortgage calculations, and similar outputs depend on information and assumptions entered by users and may not reflect actual future results.

Past or projected performance does not guarantee future results.

Users are responsible for verifying information and calculations and obtaining professional advice appropriate to their individual circumstances before making financial decisions.

Immigration Organization Tools

ClarityNest Digital's immigration-related spreadsheets, document organizers, checklists, trackers, and similar products are organizational tools only.

ClarityNest Digital is not a law firm and does not provide legal advice, immigration advice, legal representation, preparation of immigration applications, or determinations of eligibility for immigration benefits.

Purchasing or using a ClarityNest Digital immigration product does not create an attorney-client relationship or other professional advisory relationship.

Our products are not substitutes for official government instructions or advice from a qualified immigration attorney or DOJ-accredited representative.

Immigration laws, forms, filing fees, procedures, deadlines, and government requirements may change. Users are responsible for verifying current requirements through appropriate official government sources before taking action.

SECTION 17 — DISCLAIMER OF WARRANTIES

Information and products provided through the Services are made available for general informational, educational, organizational, and personal-planning purposes.

We do not guarantee that information, calculations, projections, checklists, or organizational materials will be complete, current, error-free, or appropriate for every individual's circumstances.

We do not warrant or guarantee any particular financial, investment, mortgage, immigration, legal, or other outcome resulting from use of our products.

EXCEPT AS EXPRESSLY STATED BY CLARITYNEST DIGITAL AND TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES AND PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT REPRESENTATIONS, WARRANTIES, OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Some jurisdictions do not permit certain warranty exclusions, so some of these limitations may not apply to you.

SECTION 18 — LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CLARITYNEST DIGITAL AND ITS AFFILIATES, PARTNERS, EMPLOYEES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, AND LICENSORS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST SAVINGS, LOSS OF DATA, OR SIMILAR DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE SERVICES OR PRODUCTS.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

SECTION 19 — INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless ClarityNest Digital, Shopify, and our respective affiliates, partners, officers, directors, employees, agents, contractors, licensors, and service providers from third-party claims, damages, liabilities, and reasonable costs arising from your material violation of these Terms, applicable law, or another person's rights.

SECTION 20 — SEVERABILITY

If any provision of these Terms is determined to be unlawful, void, or unenforceable, that provision will be enforced to the fullest extent permitted by applicable law or severed to the minimum extent necessary.

The remaining provisions will continue in full force and effect.

SECTION 21 — WAIVER; ENTIRE AGREEMENT

Our failure to exercise or enforce a right or provision of these Terms does not constitute a waiver of that right or provision.

These Terms, together with our Privacy Policy, Refund Policy, and other policies expressly incorporated by reference, constitute the agreement between you and ClarityNest Digital regarding your use of the Services.

SECTION 22 — ASSIGNMENT

You may not transfer or assign your rights or obligations under these Terms without our prior written consent.

We may transfer or assign our rights and obligations as permitted by applicable law.

SECTION 23 — GOVERNING LAW

These Terms of Service and any separate agreements through which we provide Services will be governed and construed in accordance with applicable laws in the jurisdiction where ClarityNest Digital is established, subject to any mandatory consumer-protection rights that apply in your jurisdiction.

Nothing in these Terms is intended to deprive consumers of protections that cannot lawfully be waived.

SECTION 24 — HEADINGS

The headings used in these Terms are provided for convenience only and do not limit or otherwise affect their interpretation.

SECTION 25 — CHANGES TO THESE TERMS

You may review the most current version of these Terms at any time on this page.

We reserve the right to update or modify these Terms by posting revised Terms on our website.

Where required by applicable law, we will provide appropriate notice of material changes.

Your continued use of the Services after revised Terms become effective constitutes acceptance of those Terms to the extent permitted by applicable law.